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Personal Banking
Checking Accounts

 

FREE features with American checking and savings accounts make life easier!
Internet Banking Small Safe Deposit Box for One Year*
Bill Pay Coin Counting
Telephone Banking Copying Service (limits apply)
eStatement Direct Deposit
American Bank Center ATM Transactions Notary Service
No Annual Fee on Ready Reserve**

Signature Guarantee

First Box of Checks Sweep Service Between Checking and Savings Accounts
Statements with Check Images  
PLUS: Preferred rate on consumer loans with automatic payments from your account. Mascot checks available. School receives $2 for each box purchased.*
*Varies by Market **Subject to Qualification

 

American Free Checking- A free and easy-to-manage account.

  • No Minimum Balance
  • No Monthly Service Charge

American Rewards Checking- This interest earning account is a smart choice for customers who maintain a relationship with American Bank Center, American Insurance Center or American Trust Center. You are rewarded for any one of the following relationships:

  • $1,000 Minimum Daily Balance in a Checking Account
  • $5,000 Combined Deposits
  • $5,000 Lending Relationship
  • American Insurance Center Qualifying Relationship
  • American Trust Center Qualifying Relationship

Features:

  • Qualifies for Club America
  • Earns Interest
  • Free ATM Transactions*
  • Debit Card Rewards
  • Free Cashiers Checks

    *Limits May Apply

Fees:

  • $5 Monthly Service Charge if Qualifying Balances or Relationship is not Maintained

Club America- Social Activities, seminars, domestic and international tours, merchant discounts and more are what you will experience when you become a member of Club America. Club membership is open to people of all ages and is based on a qualifying relationship with American Bank Center, American Insurance Center or American Trust Center. Club America is your ticket to adventure and savings.

Special Features for Club America:

  • Free or discounted Checks
  • Free Checkbook Balancing
  • Discount on Safe Deposit Box*
  • Free Safe Deposit and Home Inventory Log
  • Newsletters
  • Merchant Discounts*
  • $100 Discount on Real Estate Closing Costs**

    *Varies by Market ** Exclusions Apply

    IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires that this bank obtain, verify, and record information that identifies each person who opens an account with us.

    What this means for you: When you open an account with us, we are required by law to ask for your name, address, date of birth, driver's license, and any other information we need to clearly identify who you are. We apologize for any inconvenience this may cause you. Please recognize that we must obey the law.

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